(587) 414-0812 josh@mortgagesforless.ca
      Homeownership: This Is a Test

      Homeownership: This Is a Test

      Is there a way to test out homeownership before you do it for real? You might think renting is a good way to start, but it’s only part of the test. Being a homeowner comes with several other expenses most renters (and those living at home) don’t have to...
      Managing Credit Card Debt

      Managing Credit Card Debt

      You have $18,100 in non-mortgage debt. If you were a homeowner between 1999 and 2016 that’s what Statistics Canada discovered in a recent study the performed. The details released in April this year that the average homeowner household has this amount of...
      Help Passing the Mortgage Stress Test

      Help Passing the Mortgage Stress Test

      The mortgage stress test. Most home owners shudder a little when they hear that phrase. And it’s no wonder. About 10% of would-be mortgage owners who were able to get approved for a mortgage before the stress test was introduced can no longer get approval. The...